About GEM Estates

"the maximum return at a minimum risk"

GEM Estates (Global Emerging Markets) was established in 2004 in direct response to the biggest shift in the recent history of the overseas property market.  Suddenly buying a home abroad became so much more than just a holiday bolthole on the Côtes, Costas or Keys and the world became the property investor's oyster - with 'emerging' the new buzzword. 

GEM Estates offers its expertise to experienced property investors looking to diversify their portfolios as well as first-time overseas buyers dipping their toes into an exciting world of opportunity.  The in-house team at GEM Estates is constantly researching and uncovering new territories but only recommends those that offer the maximum return at a minimum risk.  When dealing with emerging markets entry level prices have to represent excellent value for money, the economic climate has to be ripe for growth, the government has to be committed to improved infrastructure and increased tourist arrivals and the country must be politically stable enough to sustain that growth.  GEM Estates consistently gets this formula right.

Emerging markets however are not for everyone.  There are many clients who perhaps favour lifestyle considerations over investment.  Possibly finding it hard to envisage a finished product from architect's drawings these buyers are drawn to more established markets where they can get on a plane, visit the area, see completed properties and make an informed decision.  GEM Established is the solution.  Running alongside the emerging market business, our portfolio covers classic holiday destinations across the globe including Portugal, Cyprus, Spain, USA, Dubai and Turkey where the recipe is right for warm weather, vibrant cultures, easy accessibility and plenty of Blue Flag beaches and first-rate golf courses to keep the whole family amused.  Naturally lower risk than the emerging markets, these established destinations offer steady capital appreciation, tried-and-tested rental opportunities and of course the added bonus of a holiday home for sunshine breaks. 
  
Emerging and established markets alike, GEM Estates takes its due diligence very seriously.  This is often the most time-consuming part of the process as everything from build licenses and land ownership to financial guarantees and examples of the constructor’s previous work is examined with a fine tooth comb.  Independent lawyers are instructed by GEM Estates to oversee this process. When all parties are happy, and only then, the product is added to GEM Estates’ portfolio. GEM Estates’ future as a business depends on the success of its customers, repeat business and referrals, so recommendations have to be spot on.

GEM Estates is conscious of the fact that the purchase of the property is just one small part of the whole procedure, particularly when crossing unfamiliar international borders, so offers a choice of country-specific, independent, legal, taxation, mortgage and foreign exchange professionals which clients can avail themselves of, or indeed decline and use their own.